Forget Christmas and the New Year, the main reason why we’re so excited for the last quarter is the looming year-end bonus. Getting your first payout is exhilarating — so much money, so many possibilities! You may be tempted to run out and go on a shopping spree, but with great amounts of cash comes great responsibility. Priorities: Pay off your bills, invest (safely and smartly) and save for retirement. Of course, it’s not all work and no play. Treat yourself to something nice as a reward for working hard for a full year — here are five must-haves to splurge on now that will last you a lifetime.
For more on fashion, head here. Or check out The Collection Fashion Editors Have Been Waiting For or Style Diary: Liu Wen.